PRIVACY NOTICE & DATA PROTECTION POLICY
This page outlines our policies regarding the collection, use, and disclosure of Personal Information when you use our Service. We will not use or share your information with anyone except as detailed in this Privacy Policy.
We use your Personal Information to deliver and improve our Service. By using the Service, you consent to the collection and use of your information in accordance with this policy.
Information Collection and Types of Data Collected
While using our Service, you may be required to voluntarily give consent to certain personally identifiable information that can be used to contact or identify you (“Personal Data”). This may include, but is not limited to:
Email address.
First and last name.
Phone number.
Address, Postal code.
Cookies and Usage Data.
Use of Data
The main purposes for which your personal data is collected, used or disclosed by ALPHA 8 PTE. LTD. Includes:
Providing you with our loan products and services.
Managing your account, processing payments, addressing questions and feedbacks.
Evaluating creditworthiness and conducting routine credit checks.
Provide analysis, maintain and so to improve the Service.
Debt recovery and repossession agencies.
Professional advisors, including auditors and legal counsel.
Government regulators, statutory boards, and law enforcement agencies for statutory requirements.
Investigating bad debts, detecting fraud, managing risks, and preventing illegal activities.
Engaging data intermediaries or third parties who perform operational services on our behalf.
Tracking & Cookies Data
What are Cookies? Cookies are small data files containing an anonymous unique identifier. They are sent from our website to your browser and stored on your device to collect information, which helps us analyse and improve our Service.
Managing Cookies: You can configure your browser to refuse all cookies or to notify you when a cookie is sent. Please note that if you reject cookies, certain features or portions of our Service may become unavailable.
Types of Cookies We Use
Session Cookies: Essential for the fundamental operation and delivery of our Service.
Preference Cookies: Used to remember your selected preferences and customized settings.
Security Cookies: Employed strictly for security purposes and system protection.
Service Providers
We may engage third-party companies and individuals ("Service Providers") to facilitate, deliver, or perform administrative tasks on our behalf, or to assist us in analysing how our Service is utilized.
These third parties are granted access to your Personal Data strictly to perform these specific tasks and are legally obligated not to disclose or use it for any other purpose.
Security of Data
The security of your data is a priority for us. However, please be advised that no method of online transmission or electronic storage is completely secure. While we employ commercially acceptable standards to safeguard your Personal Data, we cannot guarantee its absolute security.
Third-Party Links
Our Service may include links to external websites not operated by us. If you click a third-party link, you will be redirected to their site.
We strongly recommend reviewing the privacy policy of every website you visit. We do not control, and assume no liability for, the content, privacy policies, or practices of any third-party sites or services.
Children’s Privacy
Our Service is restricted to individuals aged 21 and above.
We do not knowingly collect personal data from anyone under the age of 21. If you are a parent or guardian and learn that a minor has provided us with Personal Information, please contact us immediately. Upon discovering that an individual under 21 has submitted personal data, we will immediately delete it from our systems.
Changes To This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
Personal Data Protection Statement
If you have any questions about this Privacy Policy, questions, wish to provide feedback, want to withdraw your consent, or would like to request access/corrections to your personal data records, please reach out to our DPO:
Name: Mr Lim, Data Protection Officer
Email : loan@alpha8.com.sg
Postal Address: Blk 449 Clementi Ave 3 #01-265 S120449
Telephone Number : 67333081
For more information about PDPA generally, please visit the Personal Data Protection Commission’s website at http://www.pdpc.gov.sg